Payment for goods and services by bank transfer is becoming more and more popular every day. Sberbank offers its customers a unique opportunity to receive bonus points from such purchases. Each payment with a bank card returns bonuses from 0.5% to 20% from the purchase. They can be used to pay for part of the cost of goods (up to 99%) in stores with which a partnership agreement has been signed.

How to connect thank you bonuses from Sberbank?

Features of activating the bonus program thank you

Only active Sberbank cards can take part in the bonus program. In order to have the opportunity to accumulate and use bonus points, you must activate participation in the program. This can be done independently remotely, or you can visit a bank office and connect the service through an operator.

With any purchases that are paid by card, the owner is awarded bonuses. One bonus equals one ruble. In the future, they can pay in stores that have an agreement with Sberbank.

Important! Points can redeem up to 30% of your purchase.

Connection to the thank you program is made on one day, the exceptions are Momentum card holders. It will take up to five working days to activate the program for this type of card.

Connecting the bonus program through the terminal, ATM

It is possible to issue a service through bank terminals. This will require:

• insert a card into an ATM;
• find the item "Bonus program";
• consent to the connection;
• receive a code on the phone for verification.

In an SMS message, the cardholder will receive a code that may be required when contacting the contact center thanks from Sberbank.

Connecting through a technical support operator

You can connect to the program with the help of a bank operator. This option is most suitable for those who do not use the Internet and do not like to deal with the terminals on their own.

Offices often have consultants who can be contacted for information. If problems arise, they can connect the program on their own.

Connection via Sberbank Online

For those who actively use online banking services in personal account, you can easily become a member of the program via the Internet. Action steps:

1. Log in to the official website of the bank in your personal account using your own login and password.
2. On the right side of the menu there is an item "Thank you from Sberbank".
3. After clicking on the item, a window will open in which you will need to enter a phone number and email address.
4. Next, you will need to agree to the terms of the program.

After successful connection, a code will be sent to the phone number. It will be required to contact the hotline in case of problems.

Connecting a bonus program using a mobile bank

Most Sberbank plastic card holders actively use the Mobile Bank application. This is convenient, since any banking transaction can be completed in a few minutes through the phone. How to connect thanks from Sberbank via mobile?

To activate the card in the program, you must perform the following steps:

1. You need to send a text message to number 900 with the words thank you and the last digits of the card number, you must specify four digits.
2. In response, you should receive a message with the rules for participating in the program and a code to complete the operation.
3. The confirmation code must be sent as a response message.
4. After connecting the card to the program, the cardholder will receive a password to communicate with the call center.

If the password is lost, it can be easily restored through the terminals. To do this, you need to select the menu "Bonus program", then "Recover password".

If there are problems with the connection, you can always contact the operators at any branch or use the feedback form on the bank's website.

The leading bank of the Russian Federation has its own loyalty program, within the framework of which bonus points are awarded to customers for using cashless payments. The program has been operating for a long time, however, not all cardholders know what “Thank you from Sberbank” is for. Let's figure out what the essence of the promotion is, on what basis bonuses are accrued, where to see their number and how to spend savings.

First, let's understand what a loyalty program is. The “Thank you from Sberbank” service is available to every holder of a debit or credit card of a financial institution. Many are wondering whether it is paid or not, the opportunity to accumulate bonuses is provided free of charge, just using the card is enough.

Another equally popular question is how to become a member of the Thank You from Sberbank bonus program, simply register on a resource created for this option. Registration can be done through Sberbank Online, using an ATM or using the capabilities of a mobile bank. You can find out how to join the campaign on the program website https://spasibosberbank.ru.

The personal account of the bonus program is also available there, where you can clarify the current number of points, find out which partners give increased bonuses and in which store it is more profitable to spend savings.

Thus, the “Thank you from Sberbank” promotion is a kind of cashback that is credited for all purchases with a card. To participate in it, it is enough to issue a bank card and activate the program.

How to earn Thank You points from Sberbank

Let's figure out what "Thank you" bonuses from Sberbank are credited for.

• The bonus account of the cardholder receives bonuses for each purchase, after the payment is made, the account is replenished by 0.5% of the amount.
• If a cashless payment is made in a partner store, then they give an increased cash back, which allows you to accumulate bonuses faster. You can check the list of partners and the percentage of deductions on the bonus campaign website.

Thank you from Sberbank bonuses are accumulated regardless of the client. That is, there is no need to perform any special actions. It is enough just to use a MIR, Visa or MasterCard card to pay for everyday expenses. If the client has several active cards, then deductions on them are accumulated on one bonus account.

Many users control accruals and are often interested in why the payment was made, but bonuses do not come. The thing is that the increase in the bonus balance occurs after the processing of the expense payment by the bank, and this takes 3-10 days. Bonuses are credited to the card of the domestic payment system MIR in the regular manner. “Thank you” from Sberbank are credited to a credit card under the same conditions as for a debit card.

It should be borne in mind that savings are not eternal. Under the terms of the program, bonuses that the client has not spent within 36 months after accrual are canceled. So don't forget to check your bonus balance and use the earned points.

Where to see the balance

For each thousand spent, 5 rubles are credited to the bonus balance, so you can save up "Thank you" for a long time, especially if the cardholder does not use them very actively. Before deciding to use savings, you need to check how many rubles the Sberbank bonus card brought.

How to get bonuses Thank you from Sberbank, because they are awarded points in the form of bonuses, not money. What to do to get them, read below. Find out in the article how you can use THANK YOU bonuses, how to get them and, most importantly, where bonuses are awarded with money, not with points.

Indeed, there are shorter ways, in the sense that cashback is credited with money or points that can be used to pay for a purchase. It is possible, for example, to issue , which, moreover, will bring you home. At Tinkoff, cashback for purchases is credited with money, and in the application you will find all the necessary information on ATMs and you don’t need to go for a password (think up yourself). And Rocketbank, when accumulating 3000 bonuses, writes them off for any purchases as money. Accumulating these 3000 is not so difficult, especially when you apply, you immediately receive 500.

In an article about you can also order profitable cards with cashback money, not bonuses. Now bonuses are charged even on credit cards!

You can order a card that suits you by clicking on them on the official page of Sberbank:

• Need a profitable cashback credit card, go here ⇓

• Interested in the best card at the gas station, then you are here ⇓

Bonuses "THANK YOU" you can not implement everywhere. They are accepted only in those stores that cooperate with Sberbank. And such stores are called "partners"

These partner stores are updated from time to time: the usual ones may disappear, while new ones, on the contrary, appear. In this regard, THANK YOU bonuses, of course, create a problem with their implementation. After all, you may not need goods from partner stores. Or these stores will be far away from you.

Thanks from Sberbank, bonuses - how to accumulate them: principles of rapid accumulation

Points are accumulated quite slowly, if you do not make additional efforts, that's why people switch to

What did we do before (before switching to other cards) to make THANKS bonuses roll faster? Examples below. If you apply, things will go faster for you too. By the way, in order to issue a card from another bank, it is not at all necessary to close Sberbank, for example, it can be left for transfers and additional options for withdrawing cash from ATMs. We did just that, we got other cards for cashback and interest on the balance, and left Sberbank just in case to use their ATMs.

So, what did we do to make THANKS accumulate faster.

• We used two Sberbank cards (debit and credit).
• Purchases in all stores were made only with cards. We tried to buy where there are big bonuses (more on that below)
• All services (internet, television, telephone rent) were paid only through a personal account on the card.
• Airline and hotel tickets only via the Internet on the card.
• Helped acquaintances in paying their bills or large purchases through our cards.

To understand why all this is necessary, read the details below.

How are thanks bonuses from Sberbank accrued?

Save faster with program partners

To effectively use thanks from Sberbank, you need to understand how these bonuses are calculated:

• For any purchases, in any outlets, 0.5% or more (depending on the type of card) is always charged to you, if this is not a bank partner.
• If you buy at points that are partners of Sberbank, then there will be much more bonuses. Very good accruals, for example, come from the KARI chain of stores. In addition, when buying goods in this store, you can pay for your purchases in the amount of 70% with bonuses.
• One bonus is equal to one ruble. In the photo below, there are only a few trade and service enterprises, for which you will be credited with a good bonus.
• You can find other partners on the official website of Sberbank HERE

How to get thank you bonuses from Sberbank faster with different cards

The points themselves are awarded only on the condition that you have a Sberbank. Purchases from Sberbank credit cards will also be credited to your single account in your personal account. There, in your personal account, you can view your bonus balance.

Cheating THANK YOU bonuses without the presence of k (with one debit) will be difficult. Of course, this is possible if you always have a decent amount on your debit card, which friends or yourself may need for unexpected purchases. How to use a credit card to cheat "thank you", read more below.

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How bonuses are accrued thanks faster: with a credit card

1. It is more profitable to have than to draw up a loan agreement. If you fully replenish your account up to 55 days (from the date of withdrawal), interest will not be charged.
2. Even if you do not repay the entire amount, the percentage calculated is not so small. Naturally, the final amount depends on the balance of the debt, but do not accumulate large debts and try to replenish the card as quickly as possible, and that's it. The main thing is not to put on the card less than the minimum specified by the bank every month (the minimum amount is sent to your phone).
3. You can accumulate "thank you" by helping your acquaintances make purchases in online stores or websites, buying them plane tickets or paying their bills. If you yourself urgently need to buy something at a very profitable promotion, and the salary is only a week away, then there is always a certain amount, if you have it - Do not forget where the bonuses are even more profitable than THANK YOU. In addition, in most banks, bonuses are credited immediately in rubles or points equal to rubles and are called "cashback". This is much more convenient, because you do not need to look for partner stores, because you were credited with the usual money, which simply replenished your account. Pay where you want.

It is worth considering that it is impossible via the Internet without a bank card, and many acquaintances do not know how to do this.

Help those with poor internet skills make purchases (air and other tickets, travel insurance, spare parts, etc.) using your card. Let people give you cash, and you pay for online purchases with your card. Of course, it is much more profitable to do this with the cards of banks, according to which cashback is credited in money.

But that's not all. Some also use such a simple way to cheat bonuses (cashback), which we described in an article about how to cash out a credit card. See the last paragraph.

How to connect and receive bonuses from Sberbank? Thank you + credit cards

How to connect THANK YOU bonuses? Open your personal account on the official website of Sberbank. To enter your personal account, you will need a password, for which you must go to the nearest branch of Sberbank. There, at any ATM, insert your debit card and look for the corresponding item in the menu. If something is not clear, consultants at Sberbank offices will help you.

Of course, not everyone can get a Sberbank credit card quickly in order to earn bonuses faster. To do this, you need a good credit history, which, by the way, you can find out ⇐ follow the link to find the right site. By registering on it, you will always know your credit rating, according to which banks will decide “to give or not to give”. Don't be afraid to improve your credit score open and close credit cards. The more often you do this, the more banks understand that you know how to use borrowed funds. It is also normal to have several credit cards, the main thing is that debts do not hang anywhere.

On July 1, 2018, PJSC Sberbank introduced new rules for using the Thank You bonus program. The system has undergone a significant transformation. The primary goal of innovation is to increase the use of debit and credit cards. The essence of the new system is to achieve one of the 4 levels of privileges by the owner of a Sberbank card. The higher the level, the greater the percentage of deductions from purchases to the bonus account. The bonus accrual system itself has also changed - points are accumulated not only for purchases, but also for completing special tasks. Achieving a new level will not be available for every participant in the program; some mandatory items can only be completed by very active users of Sberbank cards.

Four-tier system

The calculated rate remains the same - 1 bonus costs 1 ruble and is credited for every 100 ₽ spent from the card. When making a purchase for an amount not equal to 100 ₽, rounding always occurs down. All owners of Sberbank cards are allowed to participate in the loyalty program. Opportunities at all levels are relevant for 3 months. As an incentive, the bank provided an opportunity for all plastic holders to enjoy the benefits of level 2.

Thank you

The implementation of payment transactions with a Sberbank card is the only condition for being at the first stage. The participant has the opportunity to

Thank you very much

This step involves the completion of 2 mandatory tasks and 1 optional.

Required tasks:

• Payment for purchases by card must be 1/3 of the amount of cash withdrawal.
• The minimum expenses per month must be at least 5,000 ₽.

Choice tasks:

• The balance of the debit card account must be 10,000 ₽ or more within 1 month.
• Purchases made with a credit card must be at least one-tenth of the credit card limit provided.

Level privileges:

• up to 20% of the purchase amount in stationary outlets and on partner sites are transferred to the bonus account in the form of points (1 ₽ = 1 point).

Thanks a lot

To get a level, you need to complete 3 mandatory tasks and 2 tasks to choose from.

Required tasks:

• Payment for purchases by card must be half of the amount of cash withdrawal.

Choices are divided into 2 groups. In each of them you need to complete 1 task:

Level privileges:

• 0.5% of the funds spent are accumulated in the bonus account in the form of points.
• up to 20% of the purchase amount in stationary outlets and on partner sites are transferred to the bonus account in the form of points (1 ₽ = 1 point).
• Use of increased bonuses in 1 group of purchases.
• Connection of category 1, in which you can exchange bonuses for the purchase and get an increased bonus.

Note: the amount of increased bonuses is limited to 3000 ₽ for 6 months.

More than thanks

The most advanced level of the program, to reach which you need to complete 4 mandatory tasks and 2 to choose from.

Required tasks:

• Spent on purchases cash make up 85% of the cash withdrawal amount.
• The minimum expenses per month must be at least 5,000 ₽.
• Do not use the card to pay for services and money transfers at a bank branch or using a terminal.
• Get a credit card or deposit. This task is performed 1 per billing period.

Choice tasks:

Level features:

• 0.5% of the funds spent are accumulated in the bonus account in the form of points.
• A fifth of the purchase price at stationary outlets and partner sites is transferred to the bonus account in the form of points.
• Use of increased bonuses in 2 groups of purchases.
• Connecting 2 categories in which you can exchange bonuses for the purchase and get an increased bonus.
• Transfer of bonus savings into rubles. There is no exact information on the conditions under which the conversion is carried out. The bank listened to the client's wishes about the introduction of a cashback system, but detailed instructions have not yet been developed.

Note: the amount of increased bonuses is limited to 4500 ₽ for 6 months.

Level change

At the end of 3 months, the bank analyzes the actions performed on all cards held by the client. The review completion date is the 16th day of the month following the end of the billing period. The next day, the information about the assigned level is updated in the application. Privileges not used for 3 months expire. If the level conditions are not met, the new privilege package is not granted. The Bank meets all applicants halfway and considers claims for accrual of points. The client can contact the bank's hotline at 900.

System imperfections

1. There are no clarifications regarding the conditions for converting the bonus into rubles. The function is available only at the highest level and in fact is nominal.
2. Inability to reach levels 3 and 4 for some categories of citizens.
3. A narrow list of partners who implement the savings of the program.
4. Bonuses expire if not used for 90 days.
5. Increased stress due to the need to monitor the performance of tasks.
6. Confusing bonus scheme.

One of the preferences of the most revered bank in Russia is a loyalty program, through which plastic holders can earn points equivalent to real money. If you have a Sberbank card in your arsenal of means of payment, the Thank You from Sberbank program will open up a number of pleasant prospects for you.

Bonus program "Thank you from Sberbank"

“Thank you from Sberbank” is a loyalty program of a financial institution, the essence of which is that all cardholders with a bank logo, paying for purchases with it, can receive pleasant bonuses in the form of a cash refund.

During the first 3 months, 1.5% is returned. Further, the percentage is reduced to 0.5. When shopping with partners of a financial institution, you can receive up to 20% bonuses.

How to become a member of the Thank You from Sberbank bonus program?

Having learned about the Thank You loyalty program conducted by Sberbank, the first thing you want to know is which cards participate in it and what needs to be done so that your plastic gets a magical function.

The rules of the program state that, with a few exceptions, any means of payment, whether it be a debit or credit card, MasterCard, Visa or MIR, premium Gold, salary or pension, can return to its owner a part of the money spent on purchases.

All received bonuses are credited to a single account, to which all payment means of the owner are linked. You can join the bonus program in one of several ways:

• using a self-service device - a terminal or an ATM;
• sending SMS;
• through the tools of a personal account on the official resource of Sberbank.

The user needs to choose from the proposed where it is better to register their participation in Thank you.

Connecting to the Sberbank promotion Thank you through an ATM or self-service terminal

The algorithm of actions for connecting to the loyalty program through self-service devices is as follows:

1. Insert any of the cards you have into the receiving device of an ATM or terminal.
2. Enter your PIN.
3. In the main menu of the terminal or ATM, find the "Bonus Program" tab and click on it.
4. Enter your mobile phone number in the form that appears.
5. Based on the interface prompts, confirm that you accept the terms. It is advisable to familiarize yourself with them in advance.
6. Receive an SMS with a password to the phone specified when entering the data.

You will need a password to interact with the Sberbank call center to finally join the program.

Registration in the program through the Sberbank Online service

You can activate the bonus transfer service without leaving your home. With the help of Internet banking, this is done in the following way:

1. Log in to your personal account.
2. Find the tab called "My bonuses".
3. Fill out the electronic form that appears on the computer display. In it you need to enter the mobile phone number and the address of the mailbox registered on the network.
4. Wait for the password to arrive.

Via phone

Another way to remotely connect to the service is to use your phone. To join, send a message to 900 with the following content: "THANK YOU XXXX". The four X's mean the last four digits of the card number.

It is important that the phone is already connected to the mobile bank at the time of sending the SMS.

Check points Thank you on the Sberbank card

You should have information not only on how to use "Thank you" and the bonus rewards received thanks to it, but also have data on how much interest has accumulated in your account. To do this is simple, information about the number of points can be obtained as follows:

1. Send an SMS from your mobile phone with the text: "THANK YOU XXXX". The algorithm is the same as connecting to the service.
2. On your mobile device, go to the menu in the "Thank you from Sberbank" tab. It contains information about the number of points you have accumulated.
3. Insert the payment instrument into the self-service machine and find the “Bonus program” in the menu.
4. Go to "Sberbank Online" in the "Thank you from Sberbank" tab.

Any of these methods allows you to check the number of accumulated points within a few seconds.

How to receive bonuses?

If the system has notified you that you have received 1 point, it means that another 1.00 ruble has appeared in your virtual piggy bank. The conditions for accumulating loyal rubles are as follows:

• using a Sberbank card for purchases;
• any purchases in virtual and real stores return 0.5% of the amount spent to the cardholder;
• when buying from partners of a financial institution, the base percentage can increase up to 10-20%, in some cases for premium cards, for example, for gold plastic, up to 50%.

In fact, in order to receive points, you don’t need to do anything special, just actively use Sberbank cards, study the shares of its partners, and your piggy bank will fill up rapidly.

Restrictions

There are 4 cards, the owners of which will not be able to use the Thank You preferences:

• plastic affiliate programs;
• Visa Electron;
• maestro;
• Maestro "Social".

The last two cards are issued by the North-West Bank of Sberbank. There is a caveat for numbers: cards whose numbers start with 639002551 and 676195 cannot become Thank You members.

When are Thank You Points not awarded?

In the rules of the promotion, you can find out that not all spending money from Sberbank cards involves the accrual of points. Bonuses will not be credited if:

• carrying out operations prohibited by the law of the Russian Federation;
• buying jewelry and securities;
• transactions to accounts and electronic wallets;
• payment for the services of providers (mobile communications, Internet, television);
• payment of utility bills;
• transferring money to others;
• currency transactions;
• cash withdrawals at Sberbank cash desks and self-service machines.

Timing

There are 2 options for the timing of receipt of accruals:

1. If your purchase exceeds RUB 15,000.00 in value, bonuses will appear on your account within 40 days (working days).
2. If your purchase does not exceed 15,000.00 rubles, the bonuses will appear on your account within 5 days (working days).

How to use Thank you points from Sberbank?

Points can be used when visiting restaurants and cafes, cinemas and concert halls, paying transport companies for travel tickets, etc. To the above, you can add:

• purchase of fuel at gas stations;
• purchase medicines in pharmacies;
• education;
• purchase of tourist tours.

You can use the received loyalty bonuses by interacting with Sberbank partners. At the moment there are more than 120 of them. When paying with cards with partners, you can withdraw bonus rubles, which will be a nice discount.

For example, you want to buy something for 600.00 rubles and have 400 points. You will have to pay only 200.00 rubles. Be sure to warn the sellers who accept your card about your intention to part with bonuses.

Will bonuses expire?

Bonuses will not stay in your account indefinitely. There are conditions under which they are automatically canceled. This:

• the partner whose points were on the account has left Thanks;
• the cardholder has logged out of the program;
• 36 months have passed since the date of accrual of bonuses;
• if the card has not been used for a year.

You can see all the information about the points in your personal account. You can also find out about burned-out bonuses by calling 8 8005555550 or visiting spasibosberbank.ru.

Conclusion

The Thank You program is successfully operating and is a pleasant addition to Sberbank's financial products. The more active the user, the more money accumulates in his account. As a result, you can buy plane tickets, cosmetics, tours and much more much cheaper than the declared cost.