Today, many Russian citizens are actively cooperating with Sberbank. Clients are given the opportunity to apply for any other program. Those people who are experiencing financial difficulties can take part in lending. The official website of the financial institution contains detailed information on loans for which flexible conditions are established. For example, individuals can apply for the lowest possible interest rates. Also, customers are given the opportunity to rent vehicles or real estate owned by the bank.

What is the Leasing at Sberbank program?

Leasing at Sberbank for individuals is a rental operation, under the terms of which the property of a financial institution is transferred for temporary use to the lessee. Bank clients who fully repay the debt become the owners of the leased property.

Leasing at Sberbank for individuals is issued on the following terms:

1. For each client, interest rates are set individually.
2. The lessee, after fulfilling all the conditions of the contract, receives the right of redemption.
3. Registration of the rental program takes place with a minimum package of documents.
4. Clients get the opportunity to take advantage of tax deductions (if a business entity participates in the program, it can reduce the tax burden on profits up to 20%).

How to arrange a lease in Sberbank?

Individuals who decide to take out a lease at Sberbank must fulfill the following conditions:

• the presence of Russian citizenship;
• registration and permanent residence in the locality where the office of the financial institution is located;
• Individuals who at the time of application are 23 years old (not older than 60 years old) can take part in the program;
• providing Sberbank with a package of documents (it should include a civil passport, driver's license, tax identification number, etc.).

To apply for this program, individuals must personally visit the office of Sberbank Leasing. On the spot, employees of the financial institution will check the documents and offer to sign the contract. For each client, an individual payment schedule will be drawn up, according to which it will be necessary to make a monthly payment. Individuals are given the opportunity to choose their own vehicle. Also, the client has the right to choose the period during which the leasing agreement will be valid.

Advice: if individuals cannot find time for a personal visit to the office of a financial institution, they can go through the procedure for registering a leasing transaction on its official website.

What documents are required to draw up a contract?

When leasing at Sberbank, an appropriate agreement is concluded between a financial institution and an individual. Potential lessees must provide the following documents:

1. Passport, which must contain marks of Russian citizenship and local registration. The client needs to make photocopies of all completed pages of this document.
2. Identification tax number (original and photocopy).
3. Copies of all completed pages of the work book (if an individual works under an employment contract, then he needs to provide a copy of this document).
4. A copy of the driver's license (without it, a leasing operation will not be executed, according to which a vehicle is transferred for temporary use).

Advice: the lease agreement can be concluded for no more than 3 years. When making an agreement, an individual independently determines the lease term.

How is the debt repaid?

Each client who has issued a lease at Sberbank is issued an individual payment schedule along with the contract. The client must monthly, within the established time limits, transfer funds to the account of a financial institution. When drawing up an agreement, individual conditions for repaying debts may be stipulated.

What are the benefits of leasing at Sberbank?

By deciding to start cooperation with the financial institution Sberbank Leasing, an individual can receive the following benefits:

• no need to spend personal money to buy a car vehicle;
• you can get a car for temporary use as quickly as possible, the brand and modification of which the client chooses independently;
• the application is processed in record time;
• available to individuals and individual entrepreneurs;
• the lessee has a small financial burden, since the amount of monthly payments is much less than loan payments;
• if necessary, individuals can prolong their contracts and continue to operate road transport on the same terms;
• high speed and quality of service (an individual approach is carried out to each client);
• under the terms of the leasing program, individuals have the opportunity to repay the debt ahead of schedule (not earlier than 6 months after the signing of the contract).

Despite the fact that the leasing program has a lot of advantages, individuals should also be aware of its disadvantages. After the expiration of the contract, the client loses the right to operate the transport if he does not issue an extension. When making a leasing transaction, individuals must make an initial payment. If the lessee is planning a trip abroad on a rented vehicle, it must be coordinated with the financial institution without fail. In the event that the client allows the occurrence of a delay, the lessor will take his property back.

How to lease a used car?

Today, the financial institution Sberbank offers its customers to lease not only new cars and specialized equipment, but also used cars. The procedure for processing such a transaction has some features:

• individuals do not need to make an initial contribution;
• they can conclude a contract for the maximum possible period;
• under the terms of the program, customers can redeem the rented vehicles after paying off the debt.

Before applying for leasing at Sberbank, individuals should independently calculate the amount of the monthly payment. To do this, they are recommended to use a special service - an online calculator (it is located on the official website of the financial company Sberbank Leasing JSC). To make the necessary calculations, potential lessees need to enter the following data into the program: the amount of the leased object, currency, lease term, down payment and the current interest rate. The calculator will instantly calculate the amount of the minimum payment that will need to be made every month to the account of a financial institution.

The purchase of expensive machinery, equipment and machinery remains inaccessible for small companies, and therefore rental and leasing services for small businesses and individual entrepreneurs have become popular. Sberbank has several programs for various types of equipment that will contribute to the development of small businesses.

What is leasing?

You can draw up a leasing agreement at Sberbank for cars, trucks or commercial vehicles for a period of 12 months. Special equipment under the conditions of the bank is provided for at least 21 months.

Leasing is a type of agreement under which the lessor (the leasing company Sberbank Leasing) leases property to the lessee with or without the right to transfer ownership.

After both parties fulfill their obligations, the ownership of the leased asset is transferred by the leasing company to the lessee. The transfer of rights is documented by an act of termination of the contract, which must be signed within 5 days from the date of expiration of the leasing period.

If the lessee has not signed the act within the specified period, the lessor has the right not to transfer the ownership right to him. If the lessee has paid all lease payments, but has not fulfilled any other obligations (for example, has not paid fines or has not paid the redemption value), the ownership of the leased asset does not transfer to the lessee.

If the lessee has lost the right of ownership or the right to operate upon revealing claims of third parties (competent state bodies, as a result of arrest, confiscation) in the absence of the lessor's fault, the lessee is obliged to pay the transaction closing amount in an indisputable manner and compensate for the losses within 10 days from the date of the request lessor.

Conditions for leasing cars

A minimum advance payment of 20% of the total cost of financing is required to draw up a leasing agreement for a passenger car. The maximum loan amount under the car leasing program is up to 24,000,000 rubles or up to 300,000,000 on an individual basis. After submitting an application, the bank makes a decision in 1-2 business days. The borrower can choose a payment schedule that is convenient for him: annuity, decreasing, differentiated or seasonal - and get an installment plan from 12 to 36 months.

Leasing can be used to purchase one car or a whole fleet of vehicles at once. However, model range restrictions apply. More than 20 car brands are available under this leasing program, including Audi, Volvo, Volkswagen, Skoda, Citroen and others.

Leasing of commercial and passenger vehicles in Sberbank

up to 24 million rubles

12 to 36 months

* - interest under the contract is set individually

Leasing of commercial vehicles in Sberbank

Financing up to 24,000,000 rubles or up to 300,000,000 at the request of the client, which will require an advance payment of 20%.

Suppose that a legal entity needs to lease a car worth 1,900,000 rubles. If you draw up a contract with an installment plan for 36 months and make an initial payment of 20% of the specified amount, then the monthly transaction will cost 55,717 rubles, and the overpayment will be 485,812 rubles (1,900,000 - 20% = 1,520,000 rubles went to leasing; total payment amount: 55,717 * 36 = 2,005,812 rubles; 2,005,812 - 1,520,000).

Interest rates for each individual lease financing agreement may vary.

On the official website of Sberbank Leasing, using a special loan calculator, you can calculate the monthly payment based on the total cost of transport, the term of the contract and the amount of the advance payment.

Leasing of trucks and special equipment

The conditions for registration of freight transport under a leasing agreement differ from the conditions for cars and commercial vehicles. To take a truck made in Russia or one of the CIS countries, you will need a minimum advance payment of 20%, and foreign-made - from 15%. The contract can be signed for a period of 1 to 4 years.

The maximum financing amount, decision time and payment schedule for freight leasing are the same as in the two programs described above.

To expand the fleet of special equipment, you can’t do without an initial payment - at least 30%, and for a period of up to 3 years. Under such a program, you can lease construction, agricultural, road and warehouse equipment.

Leasing of trucks and special equipment in Sberbank

up to 24 million rubles

12/21 to 48/36 months

* - conditions depend on the type of transport and equipment,
the amount can be increased up to 300 million rubles

Is leasing insurance mandatory?

One of the main requirements for concluding a leasing transaction at Sberbank is compulsory car insurance. OSAGO and CASCO insurance policies must be valid throughout the entire term of the leasing agreement.

The policy of not every insurance company will meet the requirements of the bank - only those included in the list of partner companies (or its subsidiaries). Among them:

• "RosGosStrakh";
• "VTB Insurance";
• "VSK";
• AlfaStrakhovanie;
• "Sogaz";
• "Reso-Guarantee";
• "Liberty Insurance";
• "InGosStrakh";
• Subsidiary of Sberbank Sberbank Insurance.

Insurance is mandatory for any leasing vehicle.

Features of leasing financing in Sberbank

In 2017, new rules on leasing agreements were approved, however, little has changed in them. As before, when making changes to the contract at the initiative of the lessee, he will have to pay 15,000 rubles in favor of the lessor. The temporary owner of the subject of leasing is obliged to independently ensure the passage of the annual technical inspection of the vehicle, registration and bear other expenses. Payment of transport tax is made by the party to the transaction for which the property is registered under the leasing agreement.

Reading time: 4 minutes

Leasing is one of the options for financial assistance, which allows you to first rent a car, and then become its owner. The popularity of this banking service is steadily increasing. After all, not every person can pay at a time an amount equal to the cost of the car, and then you have to either borrow or save for a long time. A loan received from a financial institution is associated with a large overpayment. In addition, it is also paperwork, as well as a long processing time. Therefore, the best alternative is car leasing at Sberbank.

Benefits of leasing from Sberbank

This direction of financial activity is carried out by the "daughter" of this credit institution - "Sberbank Leasing". Works with representatives of small, medium and large businesses, branches are open in most major cities of Russia. The volume of its leasing portfolio, according to last year, amounted to 500 billion rubles.

Among the advantages of cooperation with Sberbank Leasing, experts highlight:

• reliability. The international rating agency Fitch Ratings has repeatedly confirmed the impeccable business reputation of this company;
• territorial availability. Residents of 64 Russian regions, as well as citizens of Belarus and Kazakhstan, can use the services of Sberbank Leasing;
• efficiency. An application for any of the company's conveyor products is considered no more than 10 working hours;
• the minimum number of documents (only 6 items);
• availability of special programs for the purchase of equipment from the world leaders in the automotive industry;
• no need to divert a large amount of working capital. Additional guarantees and deposits are also not required;
• no hidden fees;
• optimal deal insurance programs.

About leasing conditions

Leasing provides an opportunity to use in the economic activity of the company belonging to him. The lessee can choose any domestic or imported car.

The terms of the program are:

• the volume of purchase financing does not exceed 24 million rubles;
• advance payment - from 10 to 49% of the cost of the car proposed for purchase;
• you can choose the appropriate type of regular payments - differentiated, decreasing or annuity;
• the standard term of the leasing agreement is 1, 2 and 3 years. And the maximum duration is 36 months (trucks - up to 48 months);
• the lessor takes from 8 hours to 2 working days to complete the transaction;
• financing currency - rubles;
• the lessee can register the purchased car on his balance sheet. The second option - the vehicle remains on the balance sheet of the lessor, it is he who applies to the individual entrepreneur;
• Insurance of the subject of a leasing agreement is mandatory (and it is necessary to purchase not only, but also for insurance compensation for the initial cost of the vehicle).

Arrested cars

Not all Sberbank clients fulfill their financial obligations under loan agreements or leasing agreements. In special cases, a financial institution uses its right to collateral and seizes a vehicle from a persistent defaulter.

The sale of arrested cars by Sberbank under the terms of leasing is focused on our average compatriot. First of all, there are price benefits. Often, the cost of confiscated cars is lower than the market value. The reason for this phenomenon lies in the fact that their maintenance requires expenses, while Sberbank seeks to obtain working capital.


The price of the confiscated car is determined by its estimated value prescribed in the contract. This factor excludes the possibility of banks manipulating this characteristic of arrested vehicles when selling them.

However, there are cases when the loan debt and the amount of accrued interest is higher than the cost of the car. Then the bank will continue to demand the missing funds not only from the borrower, but also from insurance companies.

Having decided to purchase an arrested car, first carefully study the property register on the Sberbank web resource.

The number of offers there is limited. But at least you can figure out the estimated cost of such cars.

Used vehicles

The issue of leasing a used car has its own characteristics. Let's just focus on some of them.

Firstly, here, of course, it must be understood that the list of used cars offered by Sberbank for sale under the terms of leasing does not include cars sold in the city car market. We are talking mainly about cars that were not finally redeemed by the lessee and remained at the disposal of the lessor.

Secondly, the terms of the procedure for obtaining a lease of a previously used vehicle are somewhat different from the standard purchase of a car on lease. The main differences are:

1. There is no initial lease payment. The reason is the relatively small monetary risk of Sberbank, because the cost of a used car is low.
2. Longer lease term.
3. It takes less time to make a decision on an application for leasing a used car.

In pp. 2 and 3 we are talking about a comparison with leasing a new car.

And thirdly, these are restrictions on the age of the car. They are usually installed taking into account the country of origin. The maximum age for a Russian-made car, as well as the CIS countries, is no more than 3 years. For vehicles that came off the assembly lines of automakers from the USA, Japan, South Korea and other countries Western Europe, - not older than 7 years. Details about the various methods and conditions for acquiring a used car on lease are in a separate one.


For companies and organizations in the status of legal entities

In our country, the leasing service is used not only by individuals, but also by legal entities. And the latter more often than the former. Leasing a car for a legal entity is convenient if you plan to actively use it to deliver small loads or as a taxi. With active use, mechanisms and components wear out quickly, but if the machine becomes unusable, it can not be redeemed.

Leasing a car for legal entities under the terms of Sberbank is more profitable than a loan program for the following reasons:

• it is easier for legal entities to conclude a car leasing agreement than to get a loan to purchase it. The financial institution is serious about checking the solvency of a potential borrower and may require financial statements for the last few years;
• there are no additional costs for the maintenance of the leased car. Since the car remains the property of Sberbank, it is not listed on the company's balance sheet. Therefore, you do not need to pay taxes for it;
• the possibility of maintaining a new car in perfect condition without any financial outlays: leasing assumes that the lessor is engaged in the repair and maintenance of the vehicle during operation.

And if the car turns out to be unsuitable for work, the contract can be easily terminated and the car returned to the owner.

What to choose - car leasing or car loan: Video

Purchase property on lease and start earning without worrying about the financial burden with Sberbank Leasing.

Agree, it is much easier to start a business when you know that you have all the necessary equipment to serve the needs of the business. But it is not always possible to purchase this equipment, especially if you start a business from scratch. And for large companies, such purchases as, for example, several aircraft, cannot always be affordable. But the conditions are dictated by the presence or absence of demand. If the company's business is going uphill, you need to expand in all possible directions in order to get as much profit as possible. When the property is needed now, and the capital is only enough for part of its payment, leasing comes to the rescue. About what leasing from Sberbank is, what are its advantages and what equipment can be obtained, read in this article.

Sberbank Leasing: basic information

Leasing - (from the English "lease" - "rent") - a type of long-term lease with a subsequent right to buy out the leased equipment. Lease is carried out with the conclusion of a leasing agreement, according to which the lessee pays lease payments, as for rent. After the end of the contract, he receives the right to redeem the property by paying the residual value of the equipment.

At the moment, Sberbank Leasing does not finance taxis, car pawnshops, leasing companies, non-profit organizations and financial institutions.

Parties participating in the leasing transaction from Sberbank:

1. Lessor (Sberbank Leasing JSC) - a company that, at its own expense, acquires ownership of some equipment or real estate, which is provided for temporary use to the lessee as an object of leasing for a certain fee and for a certain period;
2. Lessee (client) - an organization or an individual entrepreneur who receives temporary possession under a leasing agreement of equipment or real estate for a certain fee and for a certain period;
3. Seller (supplier) - a car dealer or real estate company that supplies equipment or real estate to a lessor under a sale and purchase agreement;
4. Insurer - an organization that insures transport, property or other risks in relation to the subject of leasing;
5. Policyholder - a legal entity concluding an insurance contract with an insurer. It can be both the lessor and the lessee.

Risk insurance is a prerequisite for concluding a leasing agreement, its necessity is due to Art. 21 FZ "On financial lease". Insurance is carried out by one or both parties, the procedure for the distribution of risks is prescribed in Art. 22 FZ.

The lease agreement is concluded on the following terms:

Financing limit -24 million rubles;
Advance amount -10-49%;
Term of the leasing agreement -12-36 months;
Payment schedule:decreasing, seasonal, annuity, differentiated;
Balance holder:lessor or lessee (IP);
Currency of the leasing agreement -Russian ruble;
Delivery contract currency: Russian ruble, euro, dollar.

The terms of leasing vary depending on the object of leasing.

Advantages of leasing from Sberbank

1. No collateral: the object of leasing itself is a security for the contract without additional collateral;
2. Tax Reduction: lease payments are charged to cost, reducing the tax base for income tax. It also reduces property tax due to accelerated depreciation;
3. Time saving: all paperwork is undertaken by Sberbank Leasing, the client only needs to select the desired property and fill out an application;
4. Discounts from dealers and manufacturers: By entering into partnership agreements with car manufacturers, Sberbank Leasing allows its customers to take advantage of advantageous offers from partners.

Vehicle leasing

Leasing of light vehicles

Financing limit -24 million rubles;
Advance amount -from10%;
Term of the leasing agreement -up to 36 months.

Sberbank Leasing provides leasing services to small and medium businesses. Vehicle provision programs are formed with the participation of the largest Russian and foreign automakers, such as

• Nissan;
• Audi;
• Mercedes;
• Land Rover;
• Ford;
• Renault;
• Volkswagen;
• UAZ and others.

The maximum permitted vehicle weight is up to 800 kg or 8 people.

commercial vehicles

Financing limit -24 million rubles;
Advance amount -from10%;
Term of the leasing agreement -up to 36 months.

Leasing commercial vehicles is an excellent solution for expanding the company's fleet, allowing you to take the company's activities to a new level and strengthen its position in the market, and Sberbank Leasing JSC helps business entities with this: customers are provided with a wide selection of cars and trucks of various brands with maximum permissible weight up to 5 tons. Pickups, vans, buses, minibuses and other types of commercial vehicles for various business areas can be at the disposal of the lessee.

Leasing of trucks

Financing limit -24 million rubles;
Advance amount -from15%;
Term of the leasing agreement -up to 48 months.

Freight leasing is a great opportunity to increase business productivity without major expenses from the company's turnover. Leasing programs of Sberbank Leasing are designed in such a way that they will suit the needs of most entrepreneurs, small and medium-sized businesses, and the range of cars can satisfy even the most sophisticated customers: You have access to specialized (dump trucks, truck tractors) and general-purpose equipment various types of bodies (refrigerators, trailers and semi-trailers). Models with a maximum permitted weight of 7-41 t / 3 axles, and 50t / 4, and 5-50 tons for trailers and semi-trailers are presented. You can lease trucks from the following manufacturers:

• Volvo;
• Mercedes;
• KamAZ;
• Daewoo;
• isuzu;
• Iveco;
• Ford;
• Renault;
• Hyundai;
• Scania;
• Ural;
• GAZ etc.

Leasing of special equipment

Financing limit -24 million rubles;
Advance amount -from30%;
Term of the leasing agreement -up to 36 months.

By contacting Sberbank Leasing, you can lease special equipment of various specializations: agricultural, construction, road, etc. The partners of Sberbank are the largest manufacturers of special equipment:

• Leasing of construction equipment: various types of excavators, loaders, etc.;
• Leasing of road equipment: bulldozers, excavators, rollers with a maximum permitted weight of up to 35 tons;
• Leasing of agricultural machinery: tractors, combines and other agricultural machines;
• Leasing of warehouse special equipment: fork, front and other loaders.

Due to the large number of partnership agreements, Sberbank Leasing provides its customers with a large number of special programs under which you can lease equipment at a discount or other nice bonus.

Water transport leasing

Sberbank Leasing offers one of the most convenient and efficient instruments for financing and acquiring ships. The company has a unique successful experience, high competence in structuring and implementing leasing projects with sea and river vessels of the world's largest domestic and foreign shipbuilders and ship owners.

Rolling stock leasing

Sberbank Leasing is one of the leaders in the railway equipment leasing market. The fleet of rolling and traction stock leased is about 50,000 units.

The largest clients of Sberbank Leasing are:

• JSC "First Freight Company";
• JSC "NefteTransService";
• JSC "Holding company "Novotrans";
• SG-trans JSC, Technotrans LLC;
• LLC Firm "Transgarant";
• LLC "UFZ-Logistic"

Aircraft leasing

Sberbank Leasing leases new or in-service aircraft to Russian companies. The company's fleet consists of:

• Superjet 100 (20 units);
• An-124 Ruslan (2);
• An-148 (2);
• Boeing 737 Classic (16);
• Boeing 737-800 (10);
• Boeing 747-400 (4);
• Boeing 747-8F(2);
• as well as the Mi-8 helicopter (15).

The clients of Sberbank Leasing are:

1. PJSC "Aeroflot - Russian Airlines";
2. Rossiya Airlines;
3. GC "Volga-Dnepr";
4. AirBridgeCargo airline;
5. PJSC "Corporation" Irkut ";
6. UTair Aviation;
7. Angara Airlines.

"The next, already the twentieth SSJ-100, was purchased by Sberbank Leasing JSC for PJSC Aeroflot - Russian Airlines. The airliner with registration number RA-89060 is named after the military pilot, Hero of the Soviet Union, Major Mikhail Protasovich Stupishin.

The delivery of this particular SSJ100 aircraft to Aeroflot PJSC is our 20th anniversary. We do not intend to stop and will continue to work towards the development of a regional air transportation network, supporting modern Russian production and renewing the civil aviation fleet, - Kirill Tsarev, General Director of Sberbank Leasing JSC, comments on the event. - In the course of the transactions, we gained specialized experience, cooperation with Aeroflot PJSC allowed us to fine-tune all leasing mechanisms in the aviation industry. And now we can say that we are the largest lessor in the field of SSJ100 aircraft leasing."

Equipment leasing

Purchasing industrial and commercial equipment on lease can significantly expand the capabilities of your company and increase its competitiveness. JSC "Sberbank Leasing" provides services for the purchase of equipment of Russian and foreign production to upgrade the material and technical base. With the help of equipment, you can carry out any activity: production, trade, work in industry, etc. Leasing of equipment and machinery is carried out jointly with partners.

In the article, we will consider how legal entities conclude an agreement with JSC Sberbank Leasing. We will find out under what conditions the company sells a used car and how to calculate the cost of leasing on a calculator.

About company

JSC Sberbank Leasing is a leasing company that is rightfully one of the largest in Russia. A is the sole shareholder of the organization. The company has been operating on the market for 25 years, it includes over 55 branches opened in different cities. Sberbank Leasing's clients include small, medium and large businesses.

Sberbank Leasing finances projects in the real sector of the economy, promotes the development and modernization of enterprises' fixed assets. The volume of the leasing portfolio is 402 billion rubles.

Terms of leasing in Sberbank

The company has several leasing programs, the conditions of which we will consider below:

In addition to these programs, Sberbank Leasing has a program for leasing equipment at a favorable interest rate (1% per annum). Also, Russian companies can lease new or used aircraft, railway equipment, real estate and water transport.

State program

Sberbank Leasing JSC has preferential car leasing programs initiated by the Ministry of Industry and Trade of the Russian Federation:

1. "Russian tractor".
2. "Russian farmer".
3. "Your business."

The essence of the programs is to subsidize part of the advance payment. Simply put, you get a 12.5% ​​discount on your down payment.

The program applies to wheeled vehicles manufactured in 2017-2018, individual entrepreneurs and legal entities can participate. faces. This offer covers buses of several brands, including PAZ, KAVZ, VOLGABAS.

Leasing in Sberbank for IP

Some time ago, leasing services were aimed only at transactions with large companies, but now cooperation with Sberbank Leasing is available to individuals and individual entrepreneurs. Now representatives of small businesses can take advantage of the company's profitable offers.

It is no secret that individual entrepreneurs are often denied car loans, citing insufficient solvency, unconvincing financial statements, and so on. In the situation with car leasing, everything is simpler: individual entrepreneurs have excellent chances to replenish the fleet.

Leasing in Sberbank for legal entities

Leasing at Sberbank differs from the service provided by other companies in one way interesting fact: you can use leasing without providing financial documentation. At the same time, a minimum set of documents is required to complete the transaction.

However, if you participate in promotions or want to receive a lease subsidy, be prepared to collect a large package of documentation confirming your financial situation.

How to calculate the lease payment

To calculate leasing payments, you can use the calculator on the official website of Sberbank Leasing. Using it is very simple:

1. Go to the company's website.
2. In the upper right corner, find the "Online calculator" section.
3. Select the value of the property you plan to purchase.
4. Specify the amount of the advance you are willing to pay.
5. Select the duration of the lease agreement.

After that, you will see the amount of the monthly payment, as well as the amount of your benefit. Note that this calculation is preliminary, all conditions are negotiated individually, taking into account the situation of a particular client.

You can apply for leasing at any office of the company. But to save time, you can do it online. Let's figure out how:

Package of documents

You only need a passport to apply. If the lease is approved, you need to collect the following papers:

1. Company charter.
2. Extract from the Unified State Register of Legal Entities / EGRIP.
3. Order on the appointment of a leader.
4. Financial statements for the last few quarters.
5. TIN certificate.
6. A photocopy of all pages of the manager's passport.
7. An extract from a banking organization, which indicates the amount of the balance Money on account.

This list of documents may be supplemented. Full list securities depends on several factors: who draws up the transaction, what is the amount of the advance payment, and so on.

What car can you buy

When contacting Sberbank Leasing, you can purchase imported and domestic cars. It can be both new cars and used ones. The company is also engaged in the sale of arrested cars. And also there are programs for the sale of special equipment and used equipment.

In addition, Sberbank Leasing is selling collateral, which is in satisfactory condition. technical condition. Currently, more than 40 vehicles are available for sale. On the official website, you can familiarize yourself with the conditions for the sale of cars belonging to the category of confiscation.